Contracts

Earnest Money

A good-faith deposit a buyer puts down to show serious intent, held in escrow and applied at closing.

Quick flashcard

What does Earnest Money mean on the Texas real estate exam?

Answer: A good-faith deposit a buyer puts down to show serious intent, held in escrow and applied at closing.

Read the explanation below, then return to the full flashcard deck and try it again from memory.

Earnest Money definition

Earnest money is a deposit a buyer provides to show good faith when making an offer. It is held in an escrow or trust account, not by the buyer or seller directly. At closing the deposit is typically credited toward the buyer's costs.

Earnest money is not required for a contract to be valid, but it signals commitment. In a Texas residential transaction, the buyer typically delivers earnest money to the escrow agent (often the title company) named in the contract, within the time the promulgated contract specifies.

Source basis

Definition checked against the official sources below on .

On the exam

Earnest money is held by a neutral escrow agent, commonly the title company, and applied at closing. It shows good faith but is not a contract essential.

Exam trap

Earnest money is not an element required for a valid contract. Consideration is required, but the deposit itself is not.

Tested in

Texas Contracts & Forms (9 of 40 Texas State Law)

From definition to recall

See this term inside a real exam question.

Pass Texas gives you Texas-specific practice, diagnostics across the 14 exam areas, Trap Library, Math Coach, offline access, and one $59.99 purchase. No subscription. No copied exam questions.

Try 5 free questions

This definition is Texas real estate exam-prep education, not legal, tax, or professional advice. Verify current rules against the official source before relying on them for a real transaction. Back to the full glossary.