Contracts

    Earnest Money

    A good-faith deposit a buyer puts down to show serious intent, held in escrow and applied at closing.

    Earnest money is a deposit a buyer provides to show good faith when making an offer. It is held in an escrow or trust account, not by the buyer or seller directly. At closing the deposit is typically credited toward the buyer's costs.

    Earnest money is not required for a contract to be valid, but it signals commitment. In a Texas residential transaction, the buyer typically delivers earnest money to the escrow agent (often the title company) named in the contract, within the time the promulgated contract specifies.

    On the exam

    Earnest money is held by a neutral escrow agent, commonly the title company, and applied at closing. It shows good faith but is not a contract essential.

    Exam trap

    Earnest money is not an element required for a valid contract. Consideration is required, but the deposit itself is not.

    Tested in

    Texas Contracts & Forms (8% of the exam)

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    This definition is Texas real estate exam-prep education, not legal, tax, or professional advice. Verify current rules against the official source before relying on them for a real transaction. Back to the full glossary.