Law & License

    Real Estate Recovery Fund

    A Texas account that reimburses a member of the public who holds an uncollectible court judgment against a license holder for certain violations.

    The Texas Real Estate Recovery Trust Account can reimburse a member of the public who wins a court judgment against a license holder for specified violations in a real estate transaction, when that judgment cannot be collected from the license holder. Payments are subject to statutory caps per transaction and per license holder.

    After the account pays a claim, the license holder's license is suspended until the license holder repays the account in full, plus interest.

    On the exam

    The Recovery Trust Account pays victims with uncollectible judgments, up to statutory caps. The license holder stays suspended until the account is repaid.

    Exam trap

    The Recovery Trust Account is not the brokerage trust account, and it pays only after a judgment cannot be collected from the license holder.

    Tested in

    Standards of Conduct (8% of the exam)

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    This definition is Texas real estate exam-prep education, not legal, tax, or professional advice. Verify current rules against the official source before relying on them for a real transaction. Back to the full glossary.