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Law & License

Redlining

Place-based discrimination in residential real estate lending or related financial services because of protected-class characteristics.

Quick flashcard

What does Redlining mean on the Texas real estate exam?

Answer: Place-based discrimination in residential real estate lending or related financial services because of protected-class characteristics.

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Redlining definition

Redlining is place-based discrimination in residential real estate lending or related financial services because of protected-class characteristics, rather than legitimate borrower or property risk.

It can violate the Fair Housing Act and, in credit decisions, the Equal Credit Opportunity Act.

Source basis

Definition checked against the official sources below on .

On the exam

Redlining concerns place-based financial or housing-service discrimination. Steering and blockbusting describe different conduct in the sales market.

Exam trap

Redlining is place-based discrimination in housing-related credit or services. Steering channels buyers and blockbusting pressures owners, so classify the conduct before choosing the term.

Tested in

Real Estate Practice (10 of 80 National)

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This definition is Texas real estate exam-prep education, not legal, tax, or professional advice. Verify current rules against the official source before relying on them for a real transaction. Back to the full glossary.